One should choose the right place to settle down after retirement as it affects one’s quality of life. Prioritizing affordability is important when selecting a residence, especially because people have a limited income source after retirement. But that should not be the only consideration. People who want to stay active in their golden years, for instance, will also need to ensure the location has ample options for recreation, like parks, community centers, and senior-specific amenities.
Naples, Florida
Naples is one of the top-ranking cities for people who want an active retired life owing to its senior-specific amenities, wellness accessibility, retiree taxes, and recreation options. All of these factors contribute to an exceptional quality of life. With a low crime rate, three hospitals, and abundant senior services, the location offers ample options for indulgence as well as peace of mind.
Golf enthusiasts would particularly love Naples. With around 100 golf courses, it is rightfully known as the “Golf Capital of the World.” Seniors can join golf communities to have fun while forming new social connections. Naples can also be enjoyed by people looking forward to spending time in parks and on beaches.
Virginia Beach, Virginia
Virginia Beach is a great choice for anyone who prefers beachfront living and mild climates. Its coastal boardwalk, extensive parks, and community centers offer leisure and fitness opportunities. One can also spend time at the city-hosted volunteer groups or join several art classes and fitness clubs tailored to older adults. If that sounds too much, one can just explore the city’s accessible and walkable neighborhoods.
Another feature that makes Virginia Beach one of the most popular senior-friendly cities is its tax policy on retirement income. Qualifying individuals who are 65 and older enjoy a subtraction that reduces the amount of their income that is subject to Virginia income tax.
Boise, Idaho
Seniors looking for retirement cities that will support their passion for sports like pickleball and tennis can add Boise to their list. Boise has numerous pickleball and tennis courts for seniors to build active routines. The nearby Bogus Basin area is excellent for skiing and winter recreation.
The city also suits seniors who love walking in urban parks and trails. Boise has over 90 parks and trails, amounting to thousands of acres of the city. Popular options include Camel’s Back Park and Ann Morrison Park. Seniors can indulge in disc golf and fitness circuits and enjoy river access in these parks. Seniors also benefit from cultural events at the Idaho Botanical Garden and Boise River Greenbelt.
Raleigh, North Carolina
Raleigh is among the top cities for retirement, thanks to its natural beauty, vibrant culture, favorable climate, and top-notch senior care. The location has over 200 parks, miles of greenways, and vibrant community centers. It supports activities like hiking, biking, and social engagement, making it appealing for maintaining an active post-retirement lifestyle. Here, one enjoys easy access to both the beach and the mountains. Raleigh and two nearby towns, Durham and Chapel Hill, are together called the Triangle Area. This region is especially known to be senior-inclusive.
Favorable tax conditions are another reason to consider settling down in Raleigh. North Carolina exempts Social Security retirement income from taxes. Neither does it have an inheritance tax or state estate tax.
Jacksonville, Florida
Jacksonville blends affordable coastal living with rich amenities. The city’s cost of living is considerably lower than the national average, allowing seniors to stretch their savings for a longer period comfortably. Moreover, it has zero state tax on retirement income, which adds to its appeal. Despite offering affordability, the city ensures seniors enjoy a good quality of life.
Jacksonville’s barrier islands, parks, and extensive trail networks make it a perfect city for leisure. Moreover, cultural events, golf communities, and volunteer opportunities allow residents to stay active and engaged year-round. Its warm summers and mild winters are another reason seniors should consider retiring here.
Sarasota, Florida
Sarasota is a coastal city with ample options for relaxation. With its proximity to Siesta Key Beach, seniors can enjoy daily access to calm Gulf waters and soft white sands. Sarasota also offers a thriving arts scene, including the Sarasota Opera, multiple theaters, and the John and Mable Ringling Museum of Art. The city’s walkable downtown features outdoor cafes, galleries, and farmers markets.
Retirees also benefit from Florida’s tax-friendly policies and high-quality care services. Many senior living communities here offer fitness classes, art workshops, and outdoor excursions to keep residents both physically and socially engaged.
Huntsville, Alabama
Huntsville is gaining popularity among retirees seeking affordability and peaceful living. It offers a lower cost of living than national averages while boasting a slow pace, friendly neighborhoods, and local cultural events.
In Huntsville, one can access the expansive Monte Sano State Park and the scenic Land Trust trails. These are great for hiking, picnicking, and wildlife observation. Huntsville’s connection to space exploration through the U.S. Space & Rocket Center also creates continued learning and volunteering opportunities.
Scottsdale, Arizona
Scottsdale offers more than sunshine and desert views. It’s a hub for wellness, recreation, and luxury living for seniors. Scottsdale has over 200 golf courses and hiking trails through the McDowell Sonoran Preserve. It also offers an active calendar of community events. The city has numerous senior centers offering fitness programs, art classes, and day trips. It’s particularly suitable for those who want to remain active while enjoying resort-style amenities.
When selecting a senior-friendly retirement city, one should make a checklist of what they want and don’t want. Important factors include community and culture, quality of life, cost of living, safety and comfort, and tax friendliness.